Cookie Policy

Effective Date: October 2, 2026 Version: 1.1

This Cookie Policy explains how NoOneToldYouRetirement.com ("NOTYR") uses cookies and similar technologies.

1. Geographic Scope (US Readers Only)

NoOneToldYouRetirement.com is hosted and operated strictly in the United States for US residents. We do not operate under international cookie consent regimes (such as the EU GDPR or UK PECR) that require explicit opt-in consent banners prior to firing basic analytics.

2. How We Use Cookies (Opt-Out Model)

NoOneToldYouRetirement.com uses minimal cookies strictly to run the publication:

• Essential Cookies: Maintain basic site performance and page layout settings.
• Analytics Cookies: Measure traffic patterns and popular article topics (e.g., via Google Analytics) to inform future editorial writing. These run by default for US visitors under an opt-out framework.

3. No Data Sales or Targeted Advertising

We do not use advertising, remarketing, or cross-site tracking cookies. We do not sell or share cookie data with third-party advertisers or data brokers.

4. Managing Choices & Global Privacy Control (GPC)

You can block or delete cookies in your browser settings. If your browser sends a Global Privacy Control (GPC) signal, our website automatically respects it by disabling non-essential analytics scripts during your session. You may also request to opt out by emailing privacy@NOTYR.us.