Effective Date: October 2, 2026 Version: 1.1

NoOneToldYouRetirement.com ("NOTYR") is an independent publication owned and operated by RetireRebel LLC, dedicated to practical retirement insights and lifestyle content. We respect your privacy and operate on a minimal-data principle.

1. Geographic Scope (US Readers Only)

NoOneToldYouRetirement.com is published in the United States and is intended exclusively for readers located within the United States. We do not target or market to readers residing in the European Union, European Economic Area, United Kingdom, or other international jurisdictions.

2. What We Collect

  • Newsletter Subscriptions: If you subscribe to our newsletter, we collect your email address via our third-party email service provider.
  • Aggregated Analytics: We use privacy-focused, minimal analytics (e.g., Google Analytics) to measure article page views and site navigation to improve our editorial content.

3. Opt-Out Tracking Framework

In compliance with US state privacy statutes, NOTYR uses an opt-out tracking model. Minimal performance analytics run by default to help us understand what topics readers enjoy, but readers maintain the right to opt out at any time.

4. What We Do Not Do

  • We do not create user accounts, require logins, or store financial inputs.
  • We do not sell, rent, or trade your personal information or email address to third parties or data brokers.
  • We do not aggregate bank accounts or collect sensitive identification numbers.

5. Email Communications

Emails sent from NOTYR consist of editorial newsletters and updates. Every email includes a clear, one-click unsubscribe link in the footer.

Our articles frequently link to external websites, government resources, books, or third-party tools. NOTYR is not responsible for the privacy practices or content of external sites.

7. Managing Choices & Global Privacy Control (GPC)

If your browser transmits the Global Privacy Control (GPC) signal, NOTYR automatically detects it and disables non-essential analytics tracking scripts for your session.

8. Contact & Privacy Requests

You may request the removal of your email from our newsletter database or exercise your opt-out rights at any time by emailing privacy@NOTYR.us.