Terms of Service | No One Told You Retirement

Effective Date: October 2, 2026 Version: 1.1

Welcome to NoOneToldYouRetirement.com ("NOTYR"), operated by RetireRebel LLC. Please read these Terms of Service carefully before accessing our publication.

1. Acceptance & Geographic Scope

By visiting and reading NoOneToldYouRetirement.com, you agree to these Terms of Service. This publication is intended exclusively for users located within the United States. We make no claims that the content is appropriate or legal for viewing outside the US.

2. NOT INDIVIDUALIZED ADVICE (PUBLICATION DISCLAIMER)

NoOneToldYouRetirement.com is an educational publication, not a financial advisor, tax professional, attorney, or medical practitioner.

All articles, guides, opinion pieces, and lifestyle commentary are provided strictly for informational and educational purposes. Content should never be taken as individualized financial, investment, legal, tax, or medical advice. Always consult a licensed professional regarding your specific situation before taking action.

3. Intellectual Property & Copyright

All written articles, original graphics, and branding on NOTYR are owned by RetireRebel LLC. You may share excerpts or quotes provided you include clear attribution and a direct link back to the original article on NOTYR.us or NoOneToldYouRetirement.com. You may not scrape, republish full articles, or monetize our content without prior written permission.

4. Affiliate & Advertising Disclosure

Some articles may contain affiliate links to books, products, or external services. If you purchase a product through an affiliate link, NOTYR may earn a small commission at no additional cost to you. We only recommend products aligned with our editorial standards.

5. Limitation of Liability

NOTYR and its publishers are provided "AS IS." We make no warranties regarding the complete accuracy or timeliness of information published in articles, as laws, tax rates, and programs change over time. RetireRebel LLC and NOTYR will not be liable for any losses or damages arising from reliance on article content.

6. Governing Law & Jurisdiction

These Terms of Service and any non-contractual obligations or disputes arising out of your use of NoOneToldYouRetirement.com are governed by and construed in accordance with the laws of the State of Wyoming, without giving effect to any principles of conflicts of law. You agree that any legal action or proceeding arising under these Terms shall be brought in the state or federal courts located in Hartford County, Connecticut (or the United States District Court for the District of Connecticut), and you submit to personal jurisdiction there.

7. Contact

For legal or editorial inquiries, contact legal@NOTYR.us.